The thinking continues

I have spent the last 2 or so hours thinking more about moving and apartment finding and money and rent and all sorts of things. I finally decided to write out my budget now, and for the future with different rent situations and different situations with work and school and loans and savings. What did I find....well I can afford the apartment that I want that is in my favorite location but is $850 for a 1 bedroom apartment. The location however is so great, it would only be one bus for me to school of 20 mins and Tim's ride would be only 35 mins or he can then car pool with Jeff.

How did I figure this out? Well, it took figuring and guessing and calculating and really good budgeting. No home tv, internet, or phone- however we seem like we will have a monthly budget with a surplus, which I think I may be able to persuade Tim that this could be wisely saved and also spent- at least on internet! I am so extremly pleased with this discovery that I even was working on determining the situation for next year, summer and the start of the school year in 2010. I originally thought we would not be able to save any money for school but if we stick to our budget at least within $100 monthly we should be able to save enough money (including tax refunds) to pay for Tim's year of school. This is a huge relief to me. I feel a great weight lifted off my shoulders. I was so nervous for looking for apartments that I was looking for the cheapest which often meant crapiest apartments and now that I've seen it all written down I know where we stand and where we will stand. All we have to do is find the place and get approved for the apartment. Hopefully we can get approved at this time as we're both currently working full time- they don't need to know we'll both be going to school do they??

How do so many students do it- loans, school, tuition payments, other bills, spring break party -oh and we could go on a vacation if we were to forgo having tim's 2010 tuition paid for- okay maybe we'll wait one more year. But seriously, how do all these 18 year olds handle all this stress I know a lot of them don't just run to daddy, I'm sure some do. But really- those that do it themselves, yes they come out of school with loads of debt, hopefully they have a good job, at least I will. Stress. No wonder they drink a lot!!!

Well it's 1:30am I am almost tired and I do need to go for a run tomorrow, call apartments-hopefully my top choice will have space still....it said it did before. If not, I have 8 other options, I'm sure one of them will have something, if not, I found another 4 that are sublets, which could also work. Okay- I'm excited about apartment hunting again- I can have a monthly rent of up to $850 yeah. I'll never sleep!!!